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Friday, September 26, 2025

How much money you need to have to be considered a rich person: study

Last year, the threshold was $2.5 million. And for the feeling of “financial comfort” Americans will be enough and $ 839 thousand.

The study, which involved more than 2,000 American adults (21 to 75 years old), showed that perceptions of wealth vary significantly by generation:

What it takes to be rich:

  • Generation Z: $1.7 million
  • Millennials: $2.1 million
  • Generation X: $2.1 million
  • Boomers: $2.8 million

How much do you need for financial comfort:

  • Generation Z: $329k.
  • Millennials: $847k.
  • Generation X: $783k.
  • Boomers: $943k.

Interestingly, for Americans, money is not the only sign of wealth. When asked what it really means to be rich, respondents answered as follows:

45% – “happiness”

44% – “the amount of money I have.”

37% – “physical health”

32% – “mental health”

24% – “quality of my relationships”

24% – “life experience”

20% – “achievements”

18% – “amount of free time”

17% – “material goods”

Generation Z were the most optimistic: 43% of them believe that they already fulfil their idea of wealth. Among baby boomers, only 20 per cent of them do.

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